10 essential steps to owning your new home

You can obtain a free credit report from Equifax, Transunion, or Experian once a year. Know your credit before contacting a lender.

Make a priority list of what your home requirements are and determine how much home you can afford.

Using your professional real estate trusted advisor, such as Team Quiroga. This  is essential to the buying process. We will guide you throughout the journey and assist with every step.

Talk with Team Quiroga about lending, if necessary, and begin the process of obtaining a pre-approval letter. A pre-approval letter is essential to presenting a strong offer in today's market.

You already know what you are looking for and you have Team Quiroga on your side. Now is when it gets fun. 

When we identify your ideal home, we will make a offer based on a CMA that we prepare and our understanding of the current market conditions.

Often times a home for sale will have a disclosure package. You will want to review this with Team Quiroga to make sure everything is in order. You may wish to schedule your own inspections, as well.

If you are working with one of Team Quiroga's lending specialists or if you have your own lender, you will want to be diligent in making sure you have all of your documents together so can secure your financing. This is also when your subject property will be appraised.

In order for your purchase to be funded and close, you'll need a homeowner's insurance policy. Team Quiroga can assist you with insurers.

This is when it becomes real. You'll sign your closing docs and get your keys. It's time to move into your new home! Be sure to let Team Quiroga know if you need a mover. We work with qualified movers who can make your move a whole lot easier.